SSAA NSW

28 Sporting Shooters Association of Australia (NSW) Inc. Q1 What am I covered for under the SSAA insurance I receive as part of my membership? In summary, the SSAA membership provides the following insurance benefits: 1. $20,000,000 Public Liability Cover The liability covers the member for any property damage or personal injury that they may cause to a third party due to their negligence whilst they are engaged in any lawful recreational shooting activities anywhere in Australia. The Policy Definition for Lawful Recreational Shooting is bodily injury and/or property damage caused by the discharge of a firearm, crossbow or archery bow in a manner that is allowed or permitted by law and/or with lawful authority. 2. Personal Accident Cover Covers the member's income up to a maximum of $750 per week for a period of 104 weeks. 3. Firearms Insurance For an additional $30 you can purchase the SSAA Members Firearms Insurance which covers your firearms and fixed accessories up to the amount of $25,000. All this information, including schedules of cover and policy wordings can be found on our website, www.ssaaib.com.au Q2 Does the insurance I receive as part of my SSAA membership cover me for legal fees related to losing my firearms licence? No it does not. As mentioned in Question 1, you receive your liability and personal accident cover but anything to do with having your firearms confiscated or losing your licence is excluded. The cover provided is always dependent on you acting in a responsible manner and complying with all State laws and regulations. If by some chance you do lose your licence then there would have had to be a reason for it outside of the law which would not be covered. Q3 If I am injured when I'm out hunting does the insurance I get as a SSAA member cover my medical expenses? Not really, it only covers your loss of income due to an accident whilst shooting. However, there is a cover for Non-Medicare Medical Expenses which is 85% of the actual Non-Medicare Medical Expenses after deduction or recoveries from any other source and deduction of the excess OR up to the maximum amount of $3,000 whichever is the lesser. The definition of Non-Medicare Medical Expenses is as follows: • Expenses that are not subject to any full or partial Medicare rebate nor are they recoverable by you or the insured from any other source and are incurred within twelve (12) calendar months of you sustaining injury. • They must be paid by you or the insured on your behalf and be for treatment certified necessary by a legally qualified medical practitioner, to a registered private hospital, physiotherapist, chiropractor, osteopath, nurse or similar provider of medical services. • They include the cost of medical supplies or ambulance hire. • They do not include the cost of dental treatment unless it is necessary incurred to sound and natural teeth, other than first teeth or dentures, and is caused by injury. Q4 Does the $30 Firearms Insurance cover me if my firearms are stolen whilst stored in a vehicle? Yes it does. The cover is for anywhere in Australia if the firearms are being stored / transported as per the States laws and requirements. Q5 How do I make a claim? If you are unlucky enough to have a claim we would encourage you to ring the Insurance Brokerage straight away. We then will send you a claim form ( or you can download one from our website ) and report the incident to the insurance company. Once the claim is lodged SSAA General Insurance Brokers will assist you with the management of the claim following up the insurer for you on a regular basis to make sure everything is running smoothly. Q6 If my child, who is under 12 years and doesn't have a minors permit, joins is he/she covered under the insurance? No the child would not be covered because the liability covers all lawful recreational shooting activities and a child under 12 years of age isn't eligible to obtain a minors permit and is therefore not permitted by law to shoot in NSW. As far as the personal accident insurance goes the child would not have an income to cover, but they do have capital benefits cover for up to $10,000 up until the age of 18. (Capital benefits is death cover plus a percentage of the capital benefit if they lose and arm, leg, eye etc.) Greg Brown SSAA General Insurance Brokers – NSW 0455 777 685 Ask Greg SSAA General Insurance

• Cover